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Apply Tax Loan

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Apply Personal Loan

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Apply Credit Card

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Online Cash Advance

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Fee Schedule and Key Facts Statement

1. Credit Card
Credit Card Annual Fee (HK$) Credit Purchase* per month (APR) Cash Advance* per month (APR)
AEON Card Premium Series      
AEON Card Premium Visa -- 2% (26.82%) 2% (27.72%)
AEON Card Premium Mastercard -- 2% (26.82%) 2% (27.72%)
AEON Card Premium UnionPay -- 2% (26.82%) 2% (27.72%)
Leisure Series      
AEON Visa Credit Card -- 2.5% (31.59%) 3% (43.53%)
AEON Mastercard Credit Card -- 2.5% (31.59%) 3% (43.53%)
AEON JCB Credit Card -- 2.5% (31.59%) 3% (43.53%)
AEON UnionPay Credit Card -- 2.5% (31.59%) 3% (43.53%)
AEON Gold Visa Credit Card -- 2% (26.82%) 2% (27.72%)
AEON Gold Mastercard Credit Card -- 2% (26.82%) 2% (27.72%)
Circle K Visa Card -- 2.5% (31.59%) 3% (43.53%)
EGL JCB Card -- 2.5% (31.59%) 3% (43.53%)
Japan Home Centre Visa Card -- 2.5% (31.59%) 3% (43.53%)
AEON Card JAL $480 2.5% (31.59%) 3% (43.53%)
Restaurant Series      
KFC Visa Card -- 2.5% (31.59%) 3% (43.53%)
U-Banquet Titanium Mastercard -- 2.5% (31.59%) 3% (43.53%)
Watami JCB Card -- 2.5% (31.59%) 3% (43.53%)
Watami Visa Card -- 2.5% (31.59%) 3% (43.53%)
Charity Series      
Sowers Action UnionPay Credit Card -- 2.5% (31.59%) 3% (43.53%)
SPCA Mastercard (Kitten) -- 2.5% (31.59%) 3% (43.53%)
SPCA Mastercard (Puppy) -- 2.5% (31.59%) 3% (43.53%)
Others      
AEON China Unicom Visa Card -- 2.5% (31.59%) 3% (43.53%)
AEON Mastercard Privilege -- 2.5% (31.59%) 3% (43.53%)
AEON Mastercard Privilege Plus -- 2.5% (31.59%) 3% (43.53%)
DR-MAX Titanium Mastercard -- 2.5% (31.59%) 3% (43.53%)
AEON ONE PIECE Mastercard (Chopper) -- 2.5% (31.59%) 3% (43.53%)
AEON ONE PIECE Mastercard (Luffy) -- 2.5% (31.59%) 3% (43.53%)
AEON Visa Corporate Card $480 2.5% (31.59%) 3% (43.53%)
Credit Purchase No interest will be charged if the full amount of Credit Purchase is received by AEON on or before the Payment Due Date. Should the Cardholder choose not to settle the amount in full, interest will be charged on the outstanding balance including new Transactions entered into by the Cardholder retrospective from the date of such Transactions until payment is paid in full at the rate determined by AEON from time to time and notified to the Cardholder in any way as AEON sees fit.
Cash Advance Cash advances will be subject to a cash advance handling fee on each cash advance made. Interest will accrue on the amount of cash advance calculated on a daily basis from the date of the cash advance to the Payment Due Date. Should the Cardholder choose not to settle the amount in full, an extension charge will be charged on the amount calculated on a daily basis from the date of the cash advance to the sales cut-off date (currently on the 10th of the month subject to change from time to time as AEON shall solely determine). In addition, interest will be charged on a monthly basis from the day following the sales cut-off date. The amount of the cash advance handling fee and the rate of interest including the extension charge will be determined by AEON from time to time and notified to the Cardholder in any way AEON sees fit.

*The annual fee and finance charge of supplementary cards are the same as the main credit cards.

Cash Advance Handling Fee
(Whichever is higher)
1.5% on CA amount per transaction, or
AEON Automated Teller Machine
AEON Branch
AEON CA by Phone Service
AEON Online CA Service
Other Networks
: HK$10 per transaction
: HK$40 per transaction
: HK$40 per transaction
: HK$40 per transaction
: HK$50 per transaction
Joining Fee (for AEON Corporate Visa Card only) HK$500
Late Charge HK$180 per month
Cash Instalment Plan Early Settlement Fee 4% of the original cash instalment plan amount
Over Credit Limit Handling Fee HK$120 per month
Card Replacement Handling Fee HK$50 per replacement
Returned Cheque Handling Fee HK$100 each time
Rejected Autopay Handling Fee HK$100 each time
Sales Draft Retrieval Fee HK$50 per copy
Statement Retrieval Fee HK$50 per copy
China UnionPay Card Cross – Border Bill Payment Fee HK$8 per transaction
Payment Services Handling Fee
PPS
HSBC Bill Payment
JET Payment
Cash payment at AEON Branch
(Starting from 21st September, 2019 (Saturday), this service will be terminated.)
Cash payment at convenience store
: Free
: Free
: Free
: HK$20 per account / transaction ^



: HK$10 per account / transaction #
Fees relating to Foreign Currency Transaction No transaction fee is imposed by AEON on foreign currency transactions.
1% transaction fee is imposed by Mastercard/Visa/JCB.
Interest Free Repayment Period Up to 53 days
The period is not applicable to cash advance.
Monthly Minimum Payment 4% of credit purchase balance and cash advance balance or HK$100 each, whichever is higher
80% of credit purchase balance (for AEON Privilege Card(Travel Industry)only)
2% of cash advance balance or HK$100, whichever is higher (for AEON Mortgage Card only)

 

APR: Annualized Percentage Rate
Charge will be waived for AEON Mastercard Privilege and AEON Mastercard Privilege Plus.
^Charge will be waived for AEON Privilege Card (Travel Industry) and AEON Mastercard Privilege.
#Charge will be waived for AEON Privilege Card (Travel Industry), AEON Mastercard Privilege and AEON Mastercard Privilege Plus.
For cardholder who enjoys promotional or special interest rate, normal interest rate will apply should you default in payment.

2. Loan
Late Charge HK$120 per month
Rejected Autopay Handling Fee HK$100 each time
Payment Services Handling Fee
PPS
HSBC Bill Payment
JET PAYMENT
Cash payment at AEON Branch
(Starting from 21st September, 2019 (Saturday), this service will be terminated.)
Cash payment at convenience store
: Free
: Free
: Free
: HK$20 per account / transaction



: HK$10 per account / transaction



Note:
From time to time, these fees and charges may be varied. Such variations will be notified to Cardholders and become effective in accordance with the applicable terms and conditions.