I confirm that all information in this application is true, correct and complete and authorize AEON Credit Service (Asia) Co., Ltd. ("AEON") to communicate and exchange the information with whatever sources AEON may consider appropriate for the purpose of verifying the same and compare such information with other information collected and use the results for taking any action including actions that may be adverse to my interest, including declining this application. I confirm that I have read and understood the attached Notice to Customers relating to the Personal Data (Privacy) Ordinance ("Notice"). I consent to the use of my personal data as set out in the Notice. I declare that I have (a) not had any credit card and/or unsecured loan in my name cancelled due to default in payment; (b) no overdue credit card or other loan payments outstanding for over 30 days; and (c) not had bankruptcy petition made against me and I am not petitioning or intending to petition for bankruptcy. I agree that AEON is entitled to obtain information relating to me from any third parties at any and all times, including without limitation conducting checks with any credit reference agency. In particular, I understand that AEON can routinely perform credit reviews and require monthly access to data from the credit reference agency to consider possible increase, decrease or modification of credit limits. I also understand that few facilities are affected by reviews.