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Ensuring the highest quality of care and medical service

By clicking the “Get a Quote Now” button, you will be leaving our website to access MSIG’s website where their terms of use and privacy policies will apply to you. Please ensure that you understand MSIG’s product features and terms before purchasing.

About VHIS

The "Voluntary Health Insurance Scheme" (VHIS) implemented by the Government is a policy to coordinate public and private medical systems. To address the increasing needs for healthcare protection in Hong Kong, MSIG has participated in the Voluntary Health Insurance Scheme (VHIS). To provide more comprehensive coverage, we offer enhanced healthcare insurance plans certified by the Food and Health Bureau (FHB).

VHIS Benefits

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    MSIG exclusive day surgery cash allowance

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    Tax deduction - Qualifying premium ceiling for tax deduction is HK$8,000* per insured person per policy year

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    Guaranteed renewal until 100 years of age with no lifetime benefit limit

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    Prescribed non-surgical cancer treatments up to HK$80,000 per policy year including target therapy

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    Cover unknown pre-existing conditions

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    Cover psychiatric treatment

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    VHIS Prestige Care plan annual benefit limit up to HK$1,500,000

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Offer

15% premium discount for AEON Credit Cardmember

MORE

Applicable to the first year policy of "VHIS Standard Care" (Standard Plan) or "VHIS Prestige Care"(Flexi Plan)

Promotion Period extended to 31 May 2020

Application Channels:


For enquiries, please call AEON MSIG Insurance Service Hotline at (852) 2590 1590.

*Tax deductions are available for qualifying premiums paid by a policyholder for himself and his dependents under any VHIS certified plans. The qualifying premium ceiling for tax deduction is HK$8,000 per insured person per year. There is no cap on the number of dependents whose premiums are eligible for tax deduction.

Collection of Levy on Insurance Premium: Insurance Authority (IA) has announced the collection of levy on insurance premium under the Insurance Ordinance with effect from 1st January 2018. As a result, all premium payable are subject to levy. For further information, please visit www.ia.org.hk/en/levy

General Terms and Conditions

  1. The promotion period is between 1 August 2019 and 31 May 2020 (both days inclusive)("Promotion Period").
  2. Within the Promotion Period, successful applicant of VHIS Standard Care or VHIS Prestige Care of MSIG Insurance (Hong Kong) Limited ("MSIG") who has submitted contact information on MSIG's designated website accessed through the website of AEON Credit Service (Asia) Co. Ltd ("AEON") or contacted AEON MSIG Insurance Service Hotline directly; and received a quotation for Voluntary Health Insurance Scheme ("VHIS") from AEON MSIG Insurance Service Hotline is entitled to below discount offer:
      AEON Credit Cardmember Non-AEON Credit Cardmember

    VHIS Standard Care (Standard Plan)

    15% premium discount on the first year policy 10% premium discount on the first year policy

    VHIS Prestige Care
    (Flexi Plan)

  3. The premium discount is only applicable to the first year premium of the VHIS Standard Care or VHIS Prestige Care policy.
  4. These terms and conditions are related to the promotional offers only and no reference has been made to any MSIG insurance policy ("Policy") or any coverage or content. Customers are advised to read and understand the Policy before applying for the relevant insurance.
  5. AEON and MSIG reserve the right to vary or terminate the offers at any time and to amend the terms and conditions from time to time without prior notice.
  6. All matters or disputes in relation to the promotional offers and the interpretation of terms and conditions herein shall be subject to the decision of AEON and MSIG, which shall be final and binding.
  7. If there is any inconsistency or conflict between the English and the Chinese versions of these terms and conditions and any details of the promotional offers, the English version shall prevail.

Important Notes

  1. Policy effective date: the 1st calendar day of each month after approval of application.
  2. Cover does not begin until application has been accepted and premium received.
  3. Benefits under Certified Plan and their terms and conditions to be revised subject to regular review of Voluntary Health Insurance Scheme by Government.
  4. Premium of Standard Premium Schedule, the benefits under non-Certified Plan and their terms and conditions may be adjusted at renewal at the discretion of MSIG Insurance (Hong Kong) Limited.

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Voluntary Health Insurance Scheme

By clicking the “Get a Quote Now” button, you will be leaving our website to access MSIG’s website where their terms of use and privacy policies will apply to you. Please ensure that you understand MSIG’s product features and terms before purchasing.